Ant International Launches Open-Source Agentic Mobile Protocol (AMP) for Secure AI-Driven Payments

Andrew Lee

Ant International Launches Open-Source Agentic Mobile Protocol (AMP) for Secure AI-Driven Payments

Ant International has unveiled the groundbreaking Agentic Mobile Protocol (AMP), an open-source framework to power secure AI-driven mobile payments across diverse platforms.

AMP seamlessly integrates digital wallets, banking apps, super apps, and extends functionality from smartphones to wearables.

Key Features Revolutionizing Payments

The protocol simplifies AI agent integration with payment systems, ensuring cross-device compatibility and enhanced security.

Users can delegate payment authority to AI agents while monitoring, adjusting, or revoking permissions in real-time.

AMP introduces agent-to-agent settlements for high-frequency, low-value transactions, including micro- and nano-payments.

Strategic Partnerships and Global Reach

Leveraging its Alipay+ network of over 40 partners, 1.8 billion users, and 150 million merchants, Ant International collaborates with Mastercard, Visa, and Google.

Historical Evolution and Market Impact

Rooted in the legacy of Alipay and Ant Group's global expansion, AMP addresses shortcomings of traditional card networks in AI-native environments.

It empowers merchants, developers, and AI platforms to embed agentic payments without overhauling existing systems.

Future Outlook for Agentic Commerce

With agentic commerce projected to reach $28 billion by 2030 and digital wallets surpassing 6 billion users, AMP standardizes trustworthy AI transactions.

The 'Know Your Agent' framework assesses AI identities and risks, paving the way for innovative, seamless payment ecosystems.

Written by

Andrew Lee

Journalist

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