UPI credit cards: Track spending as frequent small txn can strain budget

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UPI credit cards: Track spending as frequent small txn can strain budget - Business Standard

Quick Summary:

Also, exclusions or restrictions on certain UPI transactions could impact the card’s value,” says Chhibbar.

UPI-enabled credit cards are traditional credit cards linked to a UPI ID, which allow direct payments via the UPI ecosystem.

According to the credit card trends report for 2024 by Kiwi, a credit-on-UPI (Unified Payments Interface) platform, UPI-enabled credit card users carry out an average of 40 transactions per month— eight times more than traditional credit card users.