Trust Bank, a leading digital bank in Singapore, has officially launched fractional trading for US stocks and exchange-traded funds (ETFs), making investing more accessible to retail investors.
This innovative feature, introduced on January 20, 2026, allows users to start investing with as little as US$10, breaking down traditional barriers to entry in the global stock market.
The Democratization of Investing in Singapore
The launch marks a significant milestone for Trust Bank as it expands its TrustInvest suite, which previously focused on managed funds, to now include direct trading of US-listed securities.
By offering fractional shares, Trust Bank enables everyday investors to own portions of high-value stocks like Apple or Amazon without needing to purchase a full share, a move that could reshape retail investing in the region.
Historical Context: A Growing Trend in Fintech
Fractional trading is not entirely new, as platforms in the US and Europe, such as Robinhood and eToro, have popularized this model over the past decade, catering to younger, tech-savvy investors.
However, Trust Bank's adoption of this feature within Singapore's tightly regulated financial landscape highlights the growing demand for accessible investment tools in Southeast Asia.
Impact on Retail Investors and the Market
This development is expected to empower a new wave of investors who were previously deterred by high share prices or complex brokerage processes, thus fostering greater financial inclusion.
Moreover, by integrating this feature directly into the Trust app, the bank offers a seamless user experience, potentially increasing competition among local fintech players and traditional brokers.
Looking Ahead: The Future of Investing in Singapore
Industry experts predict that Trust Bank's move could inspire other regional banks to introduce similar offerings, accelerating the trend toward digital-first investing.
Additionally, as global markets become more interconnected, fractional trading may pave the way for Singaporean investors to diversify their portfolios with international assets, reducing reliance on local markets.
Trust Bank has also hinted at future expansions, potentially including other global markets or asset classes, which could further solidify its position as a fintech innovator in the region.
For now, this launch, as reported by TechNode Global, stands as a game-changer for retail investing, signaling a shift toward more inclusive and flexible financial services in Singapore.
Andrew Lee
