Pollution surge in Delhi may drive up health insurance costs for residents

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Pollution surge in Delhi may drive up health insurance costs for residents - Business Standard

Quick Summary:

Bajaj Allianz General Insurance has also suggested that insurers may introduce specific clauses to address pollution-related health risks in policy terms.

If insurance providers secure regulatory approval to incorporate air pollution into pricing models, it could establish a precedent for other metropolitan areas struggling with hazardous air quality.

However, to implement such a change, insurers must first submit evidence to Irdai demonstrating a direct correlation between toxic air and increased health insurance claims.