How non-participating plans by insurers work as investment option

Quick Summary:

Private life insurers usually offer better rates.“Ensure the premium is affordable to avoid high penalties on discontinuation,” says Burugupalli.

With markets doing well for four years, many investors turned to unit-linked insurance plans (Ulips).

Non-par plans are ideal for investors seeking long-term guaranteed returns, portfolio diversification, and tax efficiency, according to Burugupalli.

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Category: BusinessFinance

Markets: India

Topics: Your money Investment Insurance Sector Personal Finance

Source Website Secure: Yes (HTTPS)

News Sentiment: Neutral

Fact Checked: Legitimate

Article Type: News Report

Published On: 2024-12-25 @ 16:53:11 (1 days ago)

News Timezone: GMT +5:00

News Source URL: business-standard.com

Language: English

Article Length: 749 words

Reading Time: 5 minutes read

Sentences: 28 lines

Sentence Length: 27 words per sentence (average)

Platforms: Desktop Web, Mobile Web, iOS App, Android App

Copyright Owner: © Business Standard

News ID: 24658734

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Official Website: business-standard.com

Update Frequency: 218 posts per day

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