Air pollution driving up health costs? Choose comprehensive insurance now

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The story "Air pollution driving up health costs? Choose comprehensive insurance now" was covered 2 weeks ago by Business Standard, a news publisher based in India.

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Air pollution driving up health costs? Choose comprehensive insurance now - Business Standard

Quick Summary:

Currently, health insurance in India does not feature policies exclusively focused on pollution-related health issues.

However, some insurers have developed add-ons for pollution-specific needs.“Standard plans cover medical expenses for conditions like asthma and COPD, which can be worsened by pollution, though they do not focus specifically on pollution as a cause,” explained Suman Pal, chief claims officer at Onsurity.

Insurance premiums are based on factors such as age, health profile, and location.“Plans are customisable with riders to increase protection for pollution-related health risks,” said Amitabh Jain, chief operating officer at Star Health and Allied Insurance.