Air pollution crisis: Buy health insurance policy that covers your lungs

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Air pollution crisis: Buy health insurance policy that covers your lungs - Business Standard

Quick Summary:

They offer benefits like pre- and post-hospitalisation care, consultations, and pharmacy expenses,” explained Dr Santosh Puri, senior vice-president at Tata AIG General Insurance.

The primary culprit is PM2.5, microscopic particles that can infiltrate the lungs and bloodstream, causing severe respiratory and cardiovascular health risks, according to the Central Pollution Control Board.

Group health insurance policies, however, offer more flexibility.“Group policies usually cover pre-existing diseases from day one, eliminating the waiting period,” said Shahane.