Optimo has successfully raised ₹150 crore in Series Seed A funding, led by Prashant Pitti (Co-founder, EaseMyTrip.com) with continued participation from Blume Ventures and Omnivore.
This round marks a significant milestone in Optimo’s mission to bridge India’s ₹22 lakh crore secured-lending gap through AI-driven property-backed credit solutions for micro, small, and medium enterprises (MSMEs).
Empowering India’s MSMEs Through Smarter Credit
Optimo’s technology enables business owners to unlock value from existing assets such as homes or shops, converting them into growth capital.
By integrating AI-based underwriting, the platform ensures faster approvals, fairer evaluations, and greater inclusion for asset-rich but credit-thin entrepreneurs.
Strengthening Financial Inclusion at Scale
The new funding will accelerate Optimo’s efforts to expand its product offerings, deepen partnerships with financial institutions, and enhance its credit-assessment infrastructure.
These initiatives align with Optimo’s vision to make Loan Against Property (LAP) simpler, transparent, and accessible for India’s small-business ecosystem.
Optimo extends appreciation to its investors, partners, and team members for their continued trust and collaboration.
This investment reinforces Optimo’s commitment to building a smarter, more inclusive future for MSME finance in India.
Ken Ho
