The ripple effects of the pandemic continue to take a toll on small businesses in the US.

In a recent survey conducted by CreditCards.com, roughly 35% of small business owners stated that they needed to use their "own funds" to keep their businesses afloat.

These come in the form of personal savings, loans, and credit card borrowings.

70% of all the survey participants also mentioned that they have tapped at least one of the sources of income displayed above, where more than half were in the form of loans.

The survey results were based on a poll of 500 small-business owners conducted in mid-July, as the government looks towards another stimulus to revitalise the economy.

"These are tough numbers. They show just how dire this is for small businesses, and also how intertwined their personal and business finances are. You kind of have to worry about some of them compromising their own financial well-being", mentioned Ted Rossman, industry analyst for CreditCards.com