Credit risk analyst - Fintech

Full Time

- Research and evaluate HomeCrowd’s borrowers’ creditworthiness based on company's policy and procedures - Evaluate borrowers based on our credit scoring models to predict risks - Approve or reject loan requests, based on credibility and potential revenues and losses - Calculate and set interest rates - Negotiate loan terms with borrower - Monitor instalment payments - Maintain records of loan applications - Follow up with borrower to manage debt settlements - Ensure all lending procedures comply with regulations - Review and update company’s credit policies Job Requirements: - Bachelor Degree in Finance/Banking/Actuarial Science - Minimum 2+ years’ experience and proven track record as Credit Risk Analyst in credit underwriting of consumer/mortgage loans in a financial institution/fintech companies - Good understanding of lending procedures - Fast learner, passionate for the credit/fintech industry with ability to handle ambiguity - Can communicate both technical and business requirements fluently. - Are excited about both learning new things and teaching others. - Entrepreneurial mindset and enjoy working in a small and agile team/startup - Currently pursuing Certified Credit Professional (CCP) is an added advantage

Kuala Lumpur•MYR 3000 - MYR 5000 monthly

Software engineer intern

Internship

- Support engineering team to build efficient, scalable, and robust solutions for users - Design and implement solutions to handle high levels of traffic, in a rapidly scaling environment - Write testable, clean, efficient code that can be confidently released in production - Maintain the framework of integration tests for HomeCrowd's product - Refactor the website to build it in a proper way, with guidance from fellow developers - Opportunity to convert to full time employment for final year undergraduate/students Job Requirements: - Some coding experience via side projects and/or prior internship(s) - Knowledge of Bootstrap, PHP, Python or Java (or equivalent) - Eager and willing to learn new things, staying up to date with the latest technologies, and expanding your base skill sets to propose new approaches to your work - Able to work independently with minimum supervision - Computer science degree / Strong background in computer science is added advantage

Kuala Lumpur•MYR 500 - MYR 800 monthly

Software Engineer

Full Time

• Design, implement, and maintain developer-friendly APIs and services. • Implement and maintain functional internal-facing UIs; pixel perfection is not necessary. • Contribute to code and architecture reviews to keep our code quality high. • Debug and resolve production issues; take part in blameless postmortems. • Plan and execute smooth migrations to new technology as a way of managing technical debt. • Build tools, automation, and internal portals that enable our business and operations teams. Skills/expectations required: • Have a track record of shipping software in a distributed systems environment, OR have delivered modern JavaScript applications using frameworks like React, Vue, or Angular. • Preference with Financial Services/Fintech experience or passionate with Financial Inclusion through technologies. • Are pragmatic about the need to release less-than-perfect software and continuously iterate on it. • Can identify and articulate trade-offs in software and data design. • Some experiences in cyber or data security. • Can communicate both technical and business requirements fluently. • Are excited about both learning new things and teaching others. • Managing a small tech team and assist in hiring and train new tech talents in future • Entrepreneurial mindset and enjoy working in a small and agile team/startup Note: this role must be a full time in Malaysia not accepting remote engineer, software house or studio

Petaling Jaya•MYR 4000 - MYR 7000 monthly

Dave Chew

CEO

Big 4 trained accountant now starting a fintech startup

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