Point is creating the next generation American Express by building a modern charge card focused on affluent individuals. We’re doing this by applying modern technology and design to card payments.
We’ve raised over $50M from tier 1 investors including Peter Thiel’s Valar and Y-Combinator.
About the Role:
We’re looking for a Head of Credit Risk to join our specialized team to help launch our first charge card. We need a subject matter expert to advise on all things risk as we build from the ground up. This role reports directly to the CFO and works closely with the engineering and go-to-market team to build relevant and scalable risk management practices. This person will ideally be located in San Francisco or NYC.
Roles & Responsibilities:
Build and maintain Point’s credit program for our new flagship charge card product
Work closely with our bank partner and processor on all things related to our credit and risk program
Provide thought leadership for all aspects of identity, fraud, credit and risk; advising our team on the design and development of product, risk management and infrastructure
Establish innovating and modern processes to determine creditworthiness of new and existing customers through financial analysis and defined parameters
Implement team-wide standards and procedures for credit and fraud risk management practices, with a focus on quality and scalability
Drive new product workflows and improve current processes around credit authorization and monitorization
Requirements:
Bachelor’s degree from top university or equivalent practical experience
5+ years working in risk management of a fintech or consumer credit card business; experience in a high growth fintech startup highly desired
Strong analytical, quantitative and problem-solving skills with an ability to make data-based decisions
Excellent communication skills and ability to interface with multiple stakeholders and senior leadership across the organization
An entrepreneurial spirit and the desire to work in a growing and changing environment
Point Perks:
A lean and highly ambitious team working on a $150b opportunity
Competitive salary, stock options, and 401K
Full health benefits (medical, dental, and vision insurance)
Unlimited vacation policy, paid company holidays, and WFH flexibility. We close down the office at the end of the year for a winter holiday
IF INTERESTED PLEASE APPLY HERE: https://boards.greenhouse.io/point/jobs/5242740003
Point
