BSA Compliance Officer

WHO WE ARE We are a modern, embedded payroll provider that helps empower companies to build their own unique payroll service. On top of our easy-to-use payroll API we are pioneering an all inclusive tax engine to democratize a broken and cumbersome process providing accessibility to small, medium and large businesses and helping Americans get paid.

Backed by over $14 million in funding from top investors such as Y Combinator, Spark Capital (Marqeta, Coinbase, Affirm), and Robinhood's Founder; Vlad Tenev we are projected to be a forerunner in embedded payroll with an industry amassing billions of dollars in untapped revenue.

Our mission is to empower companies to become their own fin-tech company using our simple, seamless, and forward-thinking payroll technology and we'd love to learn more about you and how you could be a fit for our growing team here!

This is a Hybrid (2x a week in office) or Remote role. Preference will be given to hybrid candidates as this is an important role, but all applications will be taken into fair consideration.

ABOUT THE ROLE We are looking for an early-stage BSA Compliance Officer hire here at Zeal. This will be a highly autonomous and strategic role where you will get to work directly with our Co-Founder to elevate Zeal as a registered Money Services Business.

As a fintech organization, we’d love it if you’d contribute to other projects related to our treasury management product, AML/BSA programs, and training, in addition to being the project manager on our evolving money transmitter licensing. Someone looking to grow in their career within the fintech startup space in a highly autonomous role who loves to build programs would be a great fit!

SOME THINGS YOU MAY BE WORKING ON

• Serve as the subject matter expert on BSA/AML/OFAC matters to the company
• Develop, enhance, and manage effective BSA/AML compliance programs in alignment with Zeal’s business and risk profile
• This will include but is not limited to, enhancing and maintaining policies and procedures on our money transmitter licensing project, anti-fraud product road mapping with Payments teams, transaction monitoring, sanctions screening, Suspicious Activity Reports (SARs)
• Audit the policies and practices of Zeal’s vendors to enforce Zeal’s compliance requirements and minimize risk
• Communicate with federal and state regulators, law enforcement, and bank partners, in formal audits, routine inquiries, and incident reporting
• Provide regular reports and communication on the state of the BSA/AML/OFAC programs to senior management and the Board

YOU HAVE

• 5+ years of relevant experience in a financial crime compliance role at a bank or money transmitter
• Subject matter expertise in the Bank Secrecy Act, equivalent state laws, and U.S. sanctions requirements
• Experience advising on and implementing compliant procedures including Know-Your-Customer and Know-Your-- - - Business, Enhanced Due Diligence, transaction monitoring, and drafting Suspicious Activity Reports
• Experience drafting policies and guidance documents for internal and external stakeholders
• Experience conducting risk assessments and oversight of audits by federal and state regulators, banks, and other third-parties
• Ability to work alongside technical and operations teams to define legal requirements and ensure their effective application
• Strong Project Management and ability to work well in an autonomous role
• Adept at working in a fast-paced environment with diverse groups of people and teams

NICE-TO-HAVE

• Prior start-up experience
• Interest in joining a fun fast-paced start-up in the fintech industry

SELLING POINTS

• Since we are a tax/payroll infrastructure company there will always be interesting concepts to investigate, research, and solve - at our core we want to build compliant, easy-to-use products — your expertise will be vital to us achieving those goals 💪
• Build high-impact AML/BSA Compliance projects that will directly affect millions in projected revenue

OUR INTERVIEW PROCESS This is our process for most of our roles, but sometimes stages are subject to change from time to time, but we will definitely notify you of the change ahead of time.

Step 1: Chat with our recruiter Step 2: Chat with the hiring manager Step 3: Take-Home Assignment Step 4: Presentation/Final Interview with the team

After a few days to 1 week, we will get back to you with a decision

ZEAL CULTURE Zeal is located in the SoMa district of San Francisco and we value in-person collaboration and communication as we grow and scale our business. We are a tight-knit, inclusive community that is into music 🎵, cocktails 🍹, pets 🐈🐕, ping-pong 🏓 and above all else ~ high-quality espresso ☕ but more importantly we value championing for our employees to bring their authentic true selves to work and aim to provide a fun and collaborative work environment for everyone!

OUR BENEFITS

• 100% health coverage premium paid by the company; vision, dental
• Generous salary and equity for all staff
• 401k option; helping you save for the future
• up to $4k reimbursement for female employees to get access to safe and legal abortion care
• Monthly benefits stipend to use for lunch, commuting, and other essentials
• Free professional headshot for your LinkedIn
• Free snacks and drinks and Friday happy hours
• Awesome Swag

OUR COMPENSATION & PHILOSOPHY The range for this role is between $140,000 and $165,000 for California-based candidates Check out our Job Leveling, Salary, and Equity Guide to learn more! {https://www.notion.so/Job-Leveling-Salary-and-Equity-at-Zeal-ae4900f63acd465e871a76c5afa9cbbe}

❤️ If you are curious to know more about our culture, check out our Notion Culture Doc https://www.notion.so/Do-remarkable-things-at-Zeal-0d9af42e7dd2498391e1ccfde42c0137

Zeal is proud to be an Equal Employment Opportunity and Affirmative Action employer. We do not discriminate based upon race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.