Credit risk analyst - Fintech


Full TimeMalaysiaRM3000 — RM5000Posted Recently

Job Details

- Research and evaluate HomeCrowd’s borrowers’ creditworthiness based on company's policy and procedures
- Evaluate borrowers based on our credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with borrower
- Monitor instalment payments
- Maintain records of loan applications
- Follow up with borrower to manage debt settlements
- Ensure all lending procedures comply with regulations
- Review and update company’s credit policies

Job Requirements:
- Bachelor Degree in Finance/Banking/Actuarial Science
- Minimum 2+ years’ experience and proven track record as Credit Risk Analyst in credit underwriting of consumer/mortgage loans in a financial institution/fintech companies
- Good understanding of lending procedures
- Fast learner, passionate for the credit/fintech industry with ability to handle ambiguity
- Can communicate both technical and business requirements fluently.
- Are excited about both learning new things and teaching others.
- Entrepreneurial mindset and enjoy working in a small and agile team/startup
- Currently pursuing Certified Credit Professional (CCP) is an added advantage

Salary Offered

RM3000 — RM5000 monthly

Job Type

Full Time

Experience Required

2 years

Remote Work


Stock Options



1 available


Digital mortgage crowdfunding (P2P lending) platform





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